Terms of Service
Section 01
1. Introduction and Acceptance
Welcome to the official website of the Basic Health Care Provision Fund (BHCPF), accessible at https://bhcpf.gov.ng/.
The website provides public information about BHCPF, its mandate, programme activities, implementing gateways, healthcare financing, funding disbursements, publications, news, events, and related health-sector initiatives.
These Terms of Service govern your access to and use of the website and its publicly available content.
By accessing or using the website, you agree to comply with these Terms of Service and applicable Nigerian laws. If you do not agree with these terms, you should discontinue use of the website.
Where a particular service, application, download, or interactive feature is governed by additional terms, those terms will apply to that feature to the extent stated.
Section 02
2. About BHCPF
The Basic Health Care Provision Fund was established under the National Health Act, 2014, to support the provision of essential healthcare services and strengthen primary healthcare delivery in Nigeria.
The website serves as an information resource for members of the public, healthcare stakeholders, government institutions, implementing partners, researchers, development partners, and other interested persons.
The website does not, by itself, replace the statutory responsibilities, operational guidelines, eligibility requirements, or official procedures of BHCPF's implementing agencies and relevant government institutions.
Section 03
3. Permitted Use
You may use the website for lawful purposes, including:
Accessing information about BHCPF and its programmes.
Reading and downloading publicly available reports, guidelines, newsletters, announcements, and other publications.
Learning about implementing gateways, healthcare financing, and programme activities.
Sharing links to publicly available website pages.
Conducting lawful educational, academic, journalistic, research, or public-interest activities.
Contacting BHCPF through official communication channels made available on the website.
Your use of the website must not interfere with its operation, compromise its security, infringe the rights of others, or violate applicable laws.
Section 04
4. Prohibited Activities
When using the website, you must not:
Attempt to gain unauthorised access to the website, its hosting environment, administrative systems, databases, or connected services.
Introduce malware, malicious code, or other harmful material.
Interfere with website availability, security, performance, or normal operation.
Use automated tools to overload the website, circumvent access controls, or extract information in a manner that violates applicable law or reasonable technical restrictions.
Submit false, misleading, fraudulent, unlawful, or malicious information through any website form or communication channel.
Impersonate BHCPF, a government official, another individual, or an organisation.
Use website content to facilitate fraud, misrepresentation, discrimination, or other unlawful activities.
Remove or alter copyright notices, attribution statements, official identifiers, or other rights notices without authorisation.
Misrepresent a personal opinion, modified document, or unofficial publication as an approved statement or official document of BHCPF.
Use the website in a manner that infringes intellectual property, privacy, or other legally protected rights.
BHCPF may take reasonable and lawful measures to investigate suspected misuse and protect the website and its users.
Section 05
5. Accuracy and Availability of Information
BHCPF makes reasonable efforts to ensure that information published on the website is accurate, relevant, and up to date.
However, information may change as programme guidelines, funding allocations, implementation arrangements, policies, and government decisions are updated.
Unless expressly stated otherwise, information on the website is provided for general public information. It may not reflect every subsequent development or every circumstance relevant to a particular person, facility, state, or programme.
Where accuracy is critical, visitors should verify the relevant information with BHCPF or the responsible implementing agency before relying on it for official, financial, legal, operational, or other consequential decisions.
Nothing in this section limits any responsibility that cannot lawfully be excluded.
Section 06
6. Healthcare Information and Services
Medical Advice Disclaimer
The website provides information about healthcare financing and public health programmes. It is not a substitute for professional medical advice, diagnosis, or treatment.
The publication of information about healthcare services, benefits, facilities, or programme activities does not, on its own, guarantee an individual's eligibility for a particular benefit, the availability of a specific service, or the acceptance of a particular claim.
Eligibility, enrolment, service availability, and benefit entitlements are subject to applicable laws, programme guidelines, verification procedures, and the decisions of the responsible authorities.
For information about healthcare coverage or eligibility, users should contact the relevant state health insurance agency, accredited healthcare facility, or responsible implementing agency through its official channels.
Section 07
7. Funding Information and Official Publications
Information about funding allocations, disbursements, programme results, expenditure, and performance is published to promote public awareness, transparency, and accountability.
Where the website provides downloadable reports, official notifications, operational guidelines, or other formal publications, users should consult the relevant original document and any subsequent official revisions.
A summary, infographic, news article, or other explanatory material should not be treated as overriding an applicable law, approved guideline, formal government directive, or official decision.
Where discrepancies are identified, users should seek clarification from the responsible authority and refer to the most authoritative applicable document.
Section 08
8. Intellectual Property and Reuse of Content
Unless otherwise indicated, website content, including text, graphics, photographs, videos, publications, logos, visual identities, and other materials, may be protected by copyright, trademark, or other applicable intellectual property laws.
Subject to applicable law and any rights belonging to third parties, users may access and share publicly available information for lawful personal, educational, research, journalistic, and public-interest purposes.
When reproducing or distributing material, users should:
Acknowledge BHCPF or the identified original source where appropriate.
Preserve relevant copyright notices, disclaimers, and attribution statements.
Avoid changing material in a way that misrepresents its meaning or official status.
Obtain any required permission before using protected material for commercial purposes or in circumstances where permission is required by law.
Respect any separate licence or usage conditions attached to a particular publication or asset.
The use of BHCPF's name, logo, or other official identifiers must not imply government approval, sponsorship, partnership, or endorsement where none exists.
Nothing in these terms transfers ownership of intellectual property to a website visitor.
Section 09
9. Third-Party Links and External Services
The website may contain links to other government websites, implementing agencies, partner organisations, publications, social media platforms, video services, or external resources.
These links are provided for convenience and public information.
BHCPF does not control all external websites and is not responsible for their independent content, availability, security, privacy practices, or terms of use.
Accessing a third-party website is at your discretion. You should review that website's applicable terms and privacy policy before using its services or submitting information.
The inclusion of a link does not necessarily constitute an endorsement of the external website or its views.
Section 10
10. Website Availability and Maintenance
BHCPF aims to keep the website accessible and functional. However, uninterrupted availability cannot be guaranteed.
The website may occasionally be unavailable due to maintenance, upgrades, technical failures, cybersecurity incidents, hosting issues, or circumstances beyond BHCPF's reasonable control.
BHCPF reserves the right to modify, suspend, restrict, or discontinue website features where reasonably necessary for maintenance, security, legal compliance, or operational purposes.
Where reasonably practicable, significant planned interruptions may be communicated in advance.
Section 11
11. Privacy and Personal Information
Your use of the website is also subject to the BHCPF Privacy Policy, which explains how personal information may be collected, used, stored, protected, and disclosed.
You are responsible for ensuring that information you submit through the website is accurate and that you are authorised to provide any personal information relating to another person.
Confidential Data Caution
Do not submit confidential medical information, financial credentials, passwords, or sensitive documents through general website communication channels unless an authorised feature specifically requests the information and appropriate safeguards are in place.
Section 12
12. Disclaimer of Warranties
To the extent permitted by applicable law, the website and its general informational content are provided on an "as available" basis.
BHCPF does not warrant that the website will always be uninterrupted, error-free, completely secure, or compatible with every device or browser.
BHCPF also does not warrant that every item of general website information will be complete or suitable for every individual purpose.
This disclaimer does not override any mandatory statutory duty, official obligation, or legal protection that applies to BHCPF or a user.
Section 13
13. Limitation of Liability
To the extent permitted by applicable Nigerian law, BHCPF shall not be responsible for losses arising solely from a user's unauthorised, unlawful, or improper use of the website, reliance on unverified general information without appropriate confirmation, or inability to access the website due to circumstances beyond its reasonable control.
Nothing in these Terms of Service excludes or limits liability where such exclusion or limitation is prohibited by law, including any applicable liability arising from negligence, unlawful conduct, or breach of a mandatory legal duty.
Users remain responsible for independently verifying information before making decisions that require official confirmation.
Section 14
14. Indemnity
To the extent permitted by applicable law, a user may be responsible for losses, claims, or reasonable costs directly resulting from that user's unlawful use of the website, infringement of another person's rights, or material breach of these terms.
This provision does not create liability where none is permitted under applicable law and does not limit any rights or remedies available to a user under Nigerian law.
Section 15
15. Changes to These Terms
BHCPF may revise these Terms of Service to reflect changes in legislation, government policy, website features, security requirements, or operational practices.
Revised terms will be published on this page with an updated "Last Updated" date.
Your continued use of the website after revised terms are published constitutes acceptance of those changes to the extent permitted by applicable law.
Where a change requires additional notice or consent, BHCPF will take the steps required by law.
Section 16
16. Governing Law and Dispute Resolution
These Terms of Service are governed by the laws of the Federal Republic of Nigeria.
Any dispute relating to the use of the website should, where appropriate, first be raised through BHCPF's official communication channels for clarification or resolution.
Where a dispute cannot be resolved informally, it may be referred to a court or other competent authority with jurisdiction under applicable Nigerian law.
Nothing in these terms prevents a user from exercising a statutory right or seeking a remedy available under applicable law.
Section 17
17. Contact Information
For questions, feedback, or concerns about these Terms of Service, please contact BHCPF through the official communication channels published on the website.
Website
https://bhcpf.gov.ng/bhcpf.comms@gmail.com
By using the BHCPF website, you acknowledge that you have read these Terms of Service and agree to use the website responsibly and in accordance with applicable law.